#4: Android Pay
Remember the NFC, touch-to-pay part of Google Wallet? It’s that, but rebranded and built into the OS by default. Unlock your device, hold it up to an NFC reader (in Whole Foods, McDonalds, or many other retailers), and bam — you’ve paid. Your credit card is not shared with the store. Android Pay works with any NFC-enabled Android device.
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